The latest news and developments from UK Bond Network
12th Dec 2017
UK Bond Network's first Investor Evening
Over 40 investors and intermediaries joined us to hear from some of our previous listed bond issuers at our first Investor Evening on Tuesday 28 November.
20th Oct 2017
UK Bond Network makes two senior hires
UK Bond Network has hired two new senior team members in October. We welcome Alastair Stratton as Head of Origination and Steven Marshall as Head of Compliance.
10th Jul 2017
UK Bond Network seeking to offer securitised P2P loans to retail investors
Our CEO, Chris Maule, spoke with Peer2Peer Finance News about UK Bond Network's potential to become the first platform to offer securitised peer-to-peer loans to UK retail investors through our Innovative Finance ISA.
11th May 2017
Bonds: The form of growth finance SMEs forget
Often overlooked by SMEs due to their size and cost, corporate bonds are a flexible instrument helping public and private businesses to achieve tailored solutions to their growth funding needs. Chris Maule discusses this interesting debt option with City A.M.
30th Mar 2017
UK Bond Network Launches Innovative Finance ISA
UK Bond Network (UKBN) has launched its tax-efficient Innovative Finance ISA (IFISA) product following regulatory approval.
1st Feb 2017
AIM investor Vela to boost Portr travel-tech stake with secured funding through UK Bond Network
Vela Technologies plc, the AIM-quoted investing company focused on early-stage and pre-IPO disruptive technology investments, is raising £550,000 in debt finance through UK Bond Network.
25th Jan 2017
UK Bond Network approved to offer tax-efficient Innovative Finance ISAs
UKBN has moved a step closer to offering a tax-efficient individual savings account (ISA), having been authorised as an ISA manager by HMRC.
23rd Jan 2017
Goji calls on P2Ps to get moving on IFISA
Goji to launch IFISA services for four fully authorised peer-to-peer platforms, including Landbay and UK Bond Network.
16th Jan 2017
UK Bond Network to help raise a further £500,000 for Independent School
Independent school Scarisbrick Hall is looking to raise a further £500,000 from UK Bond Network investors. Read more on the UK Bond Network website.
9th Nov 2016
UK Bond Network gains FCA approval, paving way for IFISA
UK BOND Network is considering offering its customers the Innovative Finance ISA (IFISA), now that it has received authorisation from the Financial Conduct Authority (FCA).
3rd Nov 2016
Training firm P to E raises £750,000
Training provider Progress to Excellence Group (P to E) has raised up to £750,000 from peer-to-peer bond platform UK Bond Network. P to E supplies work-based training and assessment for care homes, national companies, public-sector organisations and charities throughout England.
31st Oct 2016
UK Bond Network to raise £750,000 for apprenticeship firm
PROGRESS to Excellence Group (P to E), an education and apprenticeship training provider, is looking to raise up to £750,000 through peer-to-peer bond platform UK Bond Network. Read more on the UK Bond Network website.
20th Sep 2016
UKBN to back Uber drivers' car purchases
A former property lender has secured £3.5m of funding via UK Bond Network to finance Uber drivers’ car purchases, saying that the taxi-hailing app is struggling with high driver churn rates because they cannot afford to buy or lease vehicles through traditional methods.
8th Sep 2016
Six Steps to Scaling Up
While there is no fail-safe formula for securing 20 per cent growth per year, we've put together 6 steps for GrowthBusiness to help you to put your best foot forward and ensure that your business is well positioned for growth.
3rd Aug 2016
Death of financial service goliaths: maybe not, David...
In this article for Information Age, Christopher Maule discusses the purported rivalry between traditional financial services companies and financial technology (fintech) companies, shining a light on where synergies do actually exist between the two sectors.
25th Jul 2016
FinTech: Evolution or revolution?
In this article for Tech City News, UKBN CEO & Founder Chris Maule discusses the future for incumbent financial institutions, and for Fintech itself.
18th Jul 2016
Why governance is key to the future of P2P
In this article for Money Observer, UK Bond Network CEO Christopher Maule discusses the importance of governance for peer-to-peer lending platforms in the wake of the furore surrounding US platform giant, Lending Club.
6th Jun 2016
Raconteur's Top 10 Fintech Lenders
UK Bond Network take number one slot in the Raconteur's Top 10 Fintech Lenders.
23rd May 2016
GLI Finance to offer shareholders access to bond issue via UKBN
GLI Finance, the specialist provider of finance to small and medium sized enterprises, has announced that it is giving its shareholders and other eligible investors access to bonds being issued to be used as consideration for an acquisition.
17th May 2016
Scaling up Britain's start ups
If we can create just one per cent more scale-ups in the UK, we will add 150,000 net new jobs by 2034, and contribute an additional £225 billion towards GDP. In this article for Growth Business, UKBN CEO Christopher Maule explains to how we can bridge the scale-up gap.
11th May 2016
How financial services Goliaths can survive the threat of fintech Davids
Christopher Maule challenges the popular opinion that the big banks will be slain by the fintech startups in the City AM.
22nd Apr 2016
Is alternative finance still alternative?
Chris Maule contributes to this article from Growth Business, commenting on the exponential growth of the alternative finance industry and how traditional financial services may have provided a catalyst for this.
31st Mar 2016
News in brief: digital skills, creativity, MSBs, sole traders, tax, jobs
This articles covers latest SME and mid-market news, including digital skills gap, digital amnesia, regional variation of MSBs health, tax clampdowns and hiring decrease.
14th Mar 2016
Budget 2016: Are we any closer to a 'Brittelstand'?
CEO Chris Maule discusses the need for support of UK Medium sized businesses ahead of the 2016 Budget for Growth Business alongside BDO, Grant Thornton, and the British Business Bank.
9th Mar 2016
UK Bond Network Supports Acquisition of Periproducts
Venture Life Group plc has acquired Periproducts in part thanks to the funds raised through UK Bond Network and in conjunction with its existing shareholders.
1st Mar 2016
Why altfi is moving into the money mainstream
With AltFi now attracting more established companies, Chris Maule discusses our most recent transaction for an AIM-listed borrower and what the industry needs to do to attract more like it for Global Banking & Finance Review.
15th Feb 2016
Are we in a crowdfunding bubble that's about to burst?
In this article, Chris Maule, together with other industry experts shares his view on the future of crowdfunding.
5th Feb 2016
What are the economic considerations of Brexit?
While the draft agreement delivered by Donald Tusk may have bought us one step closer to an EU referendum, it certainly hasn't calmed the controversy surrounding the subject.
4th Feb 2016
How investors should prepare for a brexit
UKBN Director, David von Dadelszen, discusses how a brexit will affect business, sterling and interest rates for City AM.
27th Jan 2016
Why Uncertainty Shouldn’t Temper Confidence In 2016
Despite recent economic turbulence and the fall of business confidence as a result, many economists predicted that 2016 would be another good year for UK growth.
6th Jan 2016
In this article for the ICAEW's Finance and Management magazine, Chris Maule shares his opinion alongside other business leaders on debt finance, and debt's transatlantic differences in perception.
4th Jan 2016
Being disrupted isn’t just a challenge for the banks
David von Dadelszen explains why disruption is a challenge for fintech itself in the article for the Fintech Times.
18th Dec 2015
European referendum predictions
Chris Maule shares his expectations for the EU membership referendum for startups.co.uk.
16th Dec 2015
What investors should expect in 2016
UKBN CEO Chris Maule discusses what investors should expect in 2016, including interest rates, junk bonds, and safe havens.
8th Dec 2015
How to scale your business without giving away equity
Carving up some of your businesses is perceived as a necessary part of raising growth capital, but Chris Maule explains there is another way.
30th Nov 2015
IFISA Extends to Include 'Debt Securities'
In this year's Autumn Statement, the Chancellor George Osborne announced the inclusion of debt securities into the new Innovative Finance ISA (IFISA). Christopher Maule provides commentary in this piece for AltFi.
27th Nov 2015
Is the “Northern Powerhouse” really fuelling business growth?
If you follow business of politics at all you can't have failed to hear the term Northern Powerhouse: but is the rhetoric converting into action that benefits business in the region?
20th Nov 2015
The Many Shades of Alternative Finance
In this article David von Dadelszen assesses the current lending market in the UK to prove that in reality credit market is diverse, deep, competitive, and incredibly fragmented.
16th Oct 2015
Is following the crowd a useful investment tool?
In this article Chris Maule describes how the collective intelligence of a group of informed individuals can be used to efficiently and effectively assess the value of an equity share, or bond, in a company.
2nd Oct 2015
Investors scramble to buy into private business sector
In this article Andrew Bounds, Enterprise Editor, explores the attraction of private companies for investors, with comment from Chris Maule, UKBN CEO.
15th Sep 2015
Junk bonds: Are they worth the risk?
In this article for InterContinental Finance, Chris Maule assesses junk bonds and their alternatives.
4th Sep 2015
Why UK investors should avoid turbulent overseas markets
While more UK institutions and individuals are looking abroad for their next big opportunity, there are some issues that have to be carefully considered before investing overseas.
26th Aug 2015
What a Corbyn-led opposition would mean for investors
If the Labour Party elect Jeremy Corbyn as leader, investors will have cause for both panic and optimism.
17th Aug 2015
Funding the Marketplace Economy
This article in Global Banking & Finance Review covers some of the finer details of our current live bond auction, with commentary from the borrower's CFO.
14th Aug 2015
Digging Into the iwoca Bond Issue
In this article for AltFi Investor, David Stevenson gives his view on our bond issue for the small business credit specialist, iwoca.
12th Aug 2015
Bond aims to fill a gap where other funding comes unstuck
James Hurley, Enterprise Editor for The Times, talks to UKBN CEO Chris Maule about the gap in the market for funding medium-sized businesses.
27th Jul 2015
The importance of legal covenants
Chris Maule, CEO and founder of UK Bond Network, discusses the significance of covenants in every transaction to ensure that investors get the best gains possible.
19th Jul 2015
Savers peer over the edge and plunge straight in
Following the announcement of the IFISA, Chris Maule comments on the FCA's regulation of the peer-to-peer market and how more must be done to protect investors, particularly as more savers will now inevitably be drawn to the market.
8th Jul 2015
UK Bond Network secures over £500k investment from Michael Baptista and existing shareholders
UK Bond Network, the UK's first peer-to-peer bond auction platform, today announces over £500,000 of new investment valuing the company at £15m - double that of last year.
25th Jun 2015
Conquering the SME funding challenge
Chris Maule, CEO and founder of UK Bond Network, investigates the reasons for the £1bn SME funding gap, and the benefits to UK companies and the wider economy of bridging this gap.
25th Jun 2015
How can small businesses overcome the £1 billion funding gap?
There is a £1bn gap between the amount of funding available to SMEs and the amount that they require to grow, according to a recent statement from David Cameron.
22nd Jun 2015
Are SME bonds a good alternative to eurozone bonds?
With SME corporations the most starved of access to credit across UK business, Chris Maule, CEO of UK Bond Network, explains how investors are able to access attractive and secured yields through SME bonds.
11th Jun 2015
Legal covenants and the vital role they hold for investors
Whether it be a personal loan, corporate loan, mini bond, government bond or a business loan - if you are looking to invest in debt of any kind, it is vital that you understand the importance of legal covenants.
4th Jun 2015
The need of increased regulation of the P2P lending market - Part 2
In the second part of a two-part series, Chris Maule, CEO and founder of UK Bond Network, discusses why misleading information can be an issue for investors in the Peer-to-Peer Lending sector.
28th May 2015
The need for increased regulation of the P2P lending market - Part 1
The peer-to-peer lending market is rapidly growing but its regulation has lagged behind. The Financial Conduct Authority (FCA) recently conducted a review of the regulation governing crowdfunders in particular, covering the common issues which are inhibiting trust in the sector as a whole.
19th May 2015
Alternative Finance: A call for increased regulation and transparency
While the rapid growth of alternative finance has been well noted by the media and wider financial industry, regulators have struggled to keep pace.
13th May 2015
Retirement incomes threatened by bond market turbulence
Your Money features expert commentary and advice from Chris Maule following the news that investors are quickly selling off government bonds amid concerns over rising inflation.
29th Apr 2015
Beware These Questionable P2P Lending Practices
The FCA recently conducted a review of the regulation governing crowdfunding and P2P lenders. Within this the regulator identified some recurring issues which, unless rectified, may lead to some consumers losing faith in the alternative finance sector.
28th Apr 2015
CIP to set up new Manchester base
CIP Recruitment will open a new office in Manchester thanks to funds raised through UK Bond Network. The auction, which closed last month, generated a total of £1,125,000 for the company, twenty per cent of which has been assigned to establishing a new North West regional headquarters.
21st Apr 2015
P2P Regulation: The Elephant in the Room?
Is regulation the 'elephant in the room' for peer-to-peer lending platforms? Chris Maule discusses the risks it poses for investors and platforms alike on NurtureMoney.com.
26th Mar 2015
Call for accountants to understand alternative finance
Most small and medium-sized enterprises are interested in using alternative finance to raise money but the fast-growing market will only fulfill its potential if accountants understand it better, according to research conducted by UK Bond Network.
26th Mar 2015
Is low awareness of alternative finance hurting SMEs?
UK Bond Network survey shows that 42% of smaller companies aren't aware of alternative finance options available to them, which in turn hampers their ability to raise capital.
24th Mar 2015
Alternative finance is going mainstream
According to a UK Bond Network survey, 68% of SMEs state that alternative finance is opening up new opportunities and democratising access to funding; and that they would consider using it now or in the future.
20th Mar 2015
Is the financial industry becoming female friendly?
Christopher Maule claims that as the number of female professionals, senior executives and entrepreneurs grows rapidly, the financial community needs to adjust their approach and priorities and cater more of their products and services specifically towards women.
19th Mar 2015
Mind the SME funding gap
Given that SMEs represent the major part of economy growth in UK, Government fails to provide them a due support, allowing alternative finance providers to fill this gap.
17th Mar 2015
Up to £1.5m bond for profitable UK recruitment company
Global Banking & Finance Review have published news of our latest bond issue, with commentary from Chris Maule and Gary Pinchen, CEO of CIP Recruitment. Read more on the UK Bond Network website
19th Feb 2015
Is the ORB failing to meet the needs of SMEs?
On the Orb's fifth birthday, there is an argument that it is failing to provide an accessible source of finance for UK SMEs.
18th Feb 2015
Female investors are becoming more active, but are they being catered for?
In this article from Pensions Insight, Christopher Maule argues that not only does the financial services industry need to do more to engage women but that as the number of female millionaires overtakes men, it is also in our interest to do so.
17th Feb 2015
All UK Bond Network issues now SIPPable
This article from FT Adviser follows the announcement that UK Bond Network investments can now be offered through a self-invested pension wrapper.
5th Feb 2015
Tops tips for SMEs seeking finance
In this article on growthbusiness.co.uk, UK Bond Network CEO Christopher Maule gives his advice on how business owners should be getting their company in shape to raise capital.
10th Nov 2014
Mind the funding gap
This article in the Alternative Finance supplement of yesterday's Sunday Telegraph discusses the crucial funding gap that exists for SMEs who seek finance of above £1m and how UK Bond Network serves to fill this gap.
5th Nov 2014
Rethinking bonds: How safe are gilts?
There is a fundamental flaw with many investors’ perception of risk. In this article, Christopher Maule discusses how cautious, often amateur, investors who invest in gilts and broader government bond-based investments attach the risk to the asset rather than the market.
13th Oct 2014
UK Bond Network announces partnership with GLI Finance Limited
UK Bond Network announces that GLI Finance Limited, a leading investor in the alternative finance sector, has agreed to invest £1 million in UKBN in return for a 16.6% equity stake in the business.
10th Oct 2014
UK Bond Network Chairman Scott Fletcher receives MBE
UK Bond Network Chairman Scott Fletcher was yesterday named in the Queen’s Birthday Honours list.
20th Jun 2014
Sourcing funds through the UK Bond Network
This article for the Quoted Companies Alliance has been added to the information centre on their website, providing an overview of UK Bond Network and the financial environment in which we operate.
29th Apr 2014
UK Bond Network boosts team
Simon Eagles has been appointed head of lending at the UK Bond Network, where he will source prospective transactions for the platform, the group said in a statement on Monday.
5th Mar 2014
Bond platform targets small business funding needs
A new initiative looks to marry investors to companies seeking to raise small amounts of debt financing.
17th Feb 2014
UK’s first ever peer-to-peer bond platform launches for small firms
UK BOND Network (UKBN) has launched the UK’s first peer-to-peer bond and loan platform for businesses looking to raise up to £4m.
14th Jan 2014
SMEs: the mini “secret millionaires” in every community
This blog post from Carl Benfield at Business Matters highlights the importance of SMEs not only to the economic recovery, but to community engagement and charity.
16th Dec 2013
Rise of alternative finance could put business bankers’ incumbency at risk
Disruption is capitalism’s great party trick. The history of business is full of seemingly insignificant upstarts who cottoned on to a new technology or idea, and used it to embarrass, and then destroy, proud incumbents.
12th Dec 2013
TISA is lobbying for use of ISAs in P2P lending
The investment industry is lobbying the government to allow stocks and shares Isas to be used for peer-to-peer lending, according to Tony Vine-Lott, director-general of the Tax Incentivised Savings Association.
3rd Dec 2013
Peer-to-peer lending to be allowed in ISAs
Savers will be able to shelter any returns from peer-to-peer lending activities in a tax-free individual savings account, according to reports.
25th Nov 2013
Business Bank hands out £45 million to two new lending partners
Speaking to GrowthBusiness, Cable says that the business bank is trying to do two things: plug a gap which has emerged due to the decline in bank lending to SMEs and cover a long-standing British problem whereby ambitious growth companies find it very difficult to access long-term debt finance.
22nd Nov 2013
New 'retail bonds' offer up to 7.25pc
The number of companies offering bonds - borrowing money from investors in exchange for a regular stream of interest - has exploded in the past two years.
31st Oct 2013
How to fix the funding gap: Where small firms can go to get their finance
Financing is the bane of the life of any small or medium sized business now, and that's a big problem for the UK economy.
31st Oct 2013
Loans for small businesses is where George Osborne really needs to focus
George Osborne is desperate to inject ever more life into the housing market, bringing forward the second stage of the government's Help to Buy scheme to encourage mortgage lenders to pump more credit into home loans.
18th Oct 2013
Royal Mail shares are a 'keeper', says the analyst who called the first day surge
The hundreds of institutions desperate to buy into Royal Mail will support the stock over the coming weeks, the City analyst who called the surge in the postal operator's value claimed last night.
7th Oct 2013
Seeking happier returns? Peer-to-peer worth a look
Many cynics said peer-to-peer lending would never work in the UK. But with savings rates from banks and building societies stuck firmly in the doldrums for the foreseeable future, there's growing evidence that this new sector is gaining traction.
7th Oct 2013
Brokers braced for last-minute rush for Royal Mail shares
City analyst Gert Zonneveld, of Panmure Gordon, suggested the government could be selling off the 500-year-old institution more than £1bn too cheaply. He valued the business between £3.7bn and £4.5bn, compared with the government’s upper valuation of £3.3bn.