Our latest thoughts, opinions and guidance in the realms of investment and finance
6th Sep 2017
Banks and Fintechs: friends or foes?
Many see Financial Technology as a challenge to traditional banking. Here we look at how the relationship is developing.
7th Aug 2017
How would you like to pay? A study of fintech over cash
Bright, shiny Fintech: the phenomenon causing wide-eyed optimism and raising suspicion in equal measure among consumers around the world.
28th Nov 2016
The UK opens a new fintech bridge to China
In addition to fintech bridges with regulators in Australia, Singapore and South Korea, the UK Government have now signed a cooperation agreement with China with the aim of sharing information on market trends and regulatory issues.
4th May 2016
Delving into demographic change: What will this mean for investors?
The demographic make-up of the UK is changing, and at an unprecedented rate. According to the Office of National Statistics (ONS), the working age population will increase by almost 8 per cent over the next two decades, from 41 million in 2017 to 44.2 million in 2037.
15th Mar 2016
The IFISA and the race for authorisation
The peer-to-peer (P2P) lending sector has been awaiting the new ISA season with bated breath. In last summer’s budget, George Osborne announced that P2P investments are to become ISA eligible, representing a huge boon for new and existing investors alike.
22nd Feb 2016
UK Fintech Week (22-26 Feb) – As it happens
The rise of fintech is particularly visible in the UK, which received over 10% of global fintech investment between 2010 and 2015. During Fintech Week, we will be monitoring discussions and updating this blog post to share our reactions.
15th Feb 2016
The importance of regulation for the future of peer-to-peer
Last year alone saw the total amount lent to businesses through P2P lending exceed £2 billion. Reports of misconduct jeopardise however this growth, and consequently the growth of the small and medium sized businesses that are accessing critical funds through P2P platforms.